Why Is ICICI Platinum Chip Credit Card-Secured For Your Funds?

Why Is ICICI Platinum Chip Credit Card-Secured For Your Funds?

This credit card is a simple and effective offered by the ICICI bank. They can carry lots of new schemes and benefits for you. The most important and focused privileges are, security of your funds and information is ensured with this product as it has an inbuilt chip to make payment.

However, no chance of fraud. You can have many beneficial features, but one of the most attractive features is, it allows you to get payback points for gifts or vouchers making you earn as you spend.

Who Are Eligible To Get Platinum Chip Credit Card?

The lenders can check eligibility, income, and KYC factor. If you can have all the things as per bank’s norm, then only get approval. Let’s find out the requirements in these parts.

Eligibility Criteria

  • Age Limit: You should be between 18 to 60 years and add-on age limit is 15 years
  • Income Factor: You should have a regular source of income, so that can repayment on time limit
  • A Credit History: You should have a good credit record in CIBIL and shouldn’t have a history of the defaulter

KYC Requirement List

  • Recent passport size photograph
  • Identity Proof
  • Address Proof
  • Recent 2 months salary slip

What Are The Conditions We Need To Follow While Applying For ICICI Card?

When you are going to apply for ICICI platinum chip credit card, need to follow few simple steps. You can have two options an online and offline. We can explain you one by one, according to your ease you can select and apply.

Drop A Online Application Request

  • Visit the official site
  • Fill personal or professional details
  • Upload KYC with passport size photograph
  • Registered email ID and mobile number

Apply An Offline Method

  • Visit the nearest bank branch
  • Fill the physical application form with self-attested KYC
  • Recent passport size photograph
  • Registered email ID and mobile number

What Are The Features Of ICICI Platinum Chip Card?

As we know ICICI bank is reputed organization in private sector, who can fulfill your shopping to entertainment desires.

  • On fuel purchase up to Rs 4,000 at HPCL pumps on the card swipe at ICICI merchant services and avail a 1% fuel surcharge waiver
  • Every retail purchase of Rs 100 (except fuel) and gets you 2 payback points
  • Redeem 2,000 payback points of Rs 500 by swiping your payback membership card at any HPCL pump
  • You can get a minimum of 15% waived off on dining bills at over 800 restaurants across the nation

How To Make Platinum Chip Credit Card Payment?

The bank can give you unlimited service. It’s like one card with lots of hidden surprises. To make ICICI platinum chip credit card payment, you have net banking, mobile banking, autopay, NEFT and more online services. Before you can use, register yourself and log in with own ID. For an offline, need to visit the nearest branch and pay by cash or cheque.

Why does Bank Statement need To Check Every Month?

It can bring your monthly transaction report, where you can swipe, what you purchase, and if you can exceed your set limit? They can collect all data and send you after the completed one-month billing cycle. In future when you want a loan or financial support from the bank, have to maintain a credit score. So that, get instant approval.

What Is A Customer Care Service And How It Work?

For ICICI credit card customer care service need to visit the website and take communication information from theirs. You can call, text, or write an email the choice is yours. Your main motive is resolving your issues and doubts. The executives are in your service by 24*7 that’s why easy to give a prompt response.

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