It can use for any personal purpose such as renovation your home, marriage-related expenses, a family vacation, child’s education, purchasing the latest things, meeting unexpected medical expenses or any other emergencies.
If you are looking for a personal loan for various purpose, then it’s your right choice. The bank can provide all types of flexibilities so that whenever you need urgent money and plan to repay quickly, a personal loan is an answer. Personal loan SBI is the best thing it can suit individual’s situation.
SBI Provides four types of personal loans, let’s find out below description.
SBI Xpress Credit Personal Loan Eligibility
- Net monthly income must be at least Rs 5,000 per month
- The applicants EMI or net monthly income ratio must not be exceeding 50%
SBI Xpress Bandhan Personal Loan Eligibility
- Net gross monthly income should be Rs 50,000
- Salaried employees not maintaining a salary account with SBI
SBI Pension Loan Eligibility
- The maximum age should be 76 years
- The person must be drawing a pension from the central or state government and have an account with SBI
SBI Personal Loan General Eligibility
- For a salaried age should be between 21 to 58 years
- For a self-employed, it should be between 21 to 65 years
- Minimum income of a salaried must Rs 5,000 per month and self-employed Rs 7,000 per month
- For both categories, toral work experience should be two years
SBI Personal Loan Calculator: Easy And Smooth Device To Get The Accurate Payable Amount
It’s a magical device to use because you get to know the payment details with this. SBI personal loan calculator tool can work for you. So that, get to know the exact payable amount to the lender every month’s calculation. What do you understand about a calculator? Any portal or tool that can calculate the whole things, then according to that has to provide the facilities.
Need to login or visit the official site of SBI personal loan calculator. Put your loan amount, tenure, and interest rate. These things can help you to know the exact monthly payable amount details, so that don’t need to give extra.
One more important thing it’s free to use. You can use it again until not satisfied with the report. Which tool can give this kind of services? They are not taking any extra charges to make it. Should take this tool’s help and check your calculation. So go and grab the benefits immediately.
During the using of the personal loan, privileges have some issue, that moment asks your queries to toll-free customer care. Yes, you can dial their number 1800 425 3800 from your mobile and ask all queries.
The bank can understand their customer’s problem that’s why give customer care service. Where you can ask product related any issues, share your feedback, complaints or any help from them. Well, the state bank of India is the reputed bank who can provide various services according to the customer’s convenience.